Fine Art Insurance

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Rinkos Insurance Solutions is a market leader in insurance broking. We help clients better quantify and manage risk to survive and thrive.
Being a Network Partner of one of the largest insurance broking companies, we have the capacity to handle a broad range of risks on either a direct or a wholesale basis.
Drawing on solid relationships with London and global markets we’ll do our utmost to find the right solution for you.

What is Fine Art Insurance

There are many different reasons why people decide to buy and collect art. Some people have an emotional connection to an important but expensive piece of history. Art collections often have an enormous physical value which only increases over time, but an investment of such magnitude makes your wealth much more fragile. Without proper preservation and protection of fine art, it can be vulnerable to many risks, both accidental and intentional. Fine art insurance provides you the necessary protection and coverage if insured art was lost, stolen, or suffered any damage. Fine art can be extremely sensitive to damage, so it is important to get fine art insurance to protect its value.

Who Needs Fine Art Insurance

Fine Art Insurance can cover a considerably wide variety of objects. Even though conventionally “fine art” is associated with sculptures, paintings and alike, Fine Art insurance can cover anything from a painting to jewelry or sword collection. It is important to check if this kind of property is covered under your home-owners insurance and make sure to get the additional coverage if they are excluded.

Fine Arts Coverage

Fine art property insurance provides the necessary coverage in these cases:

  • Damage in transit
  • Accidental damage
  • Natural perils
  • Theft
  • Fire
  • Water damage
  • Compensation for depreciation
  • The opportunity to buy back a missing item that is found later for the value of the claim

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